Whether you want to be a student or a working adult, there are many different kinds of checking accounts available to you. Some are free, while others come with a lot of perks.
Online checking accounts avoid fees
Using an online checking account can be a great way to avoid fees. These types of accounts can also offer lower interest rates and other benefits. But what are the best ones to choose?
Discover has a wide network of ATMs and a rare cash rewards debit card. It also offers an excellent rating from Bauer Financial.
The Discover Checking Account is free and doesn’t charge monthly maintenance fees. It also pays 1% in cash back on all debit card purchases. The best part is that it comes with a Zelle payment option that saves you from having to stop by a bank branch to make your purchase.
Chase Total Checking
Having a checking account can be convenient and make paying bills easier. There are a variety of options to choose from. However, Chase Total Checking is the best option for a wide range of customers. Its features include online banking, access to thousands of branch locations, and a top-rated mobile app.
One of the benefits of having a Chase checking account is that you can use the mobile app to deposit checks from your smartphone or tablet. Chase has also spent a lot of resources building a feature-rich mobile app. You can use it to check your balance and to set up detailed account alerts.
Some of the other features of the Chase Total Checking account include free ATMs, mobile check deposits, fraud monitoring, and a high bonus offer for setting up direct deposit. You can also add a Chase debit card to a digital wallet.
Axos Bank Basic Business Checking
Whether you’re a start-up or a small business owner, the Axos Bank Basic Business Checking account is an ideal option. There’s no monthly fee, no minimum balance requirement, and you can deposit checks through Axos’s ATM network. You can also use the Axos ATM Locator tool to find nearby ATMs that accept cash.
Axos offers a welcome bonus on both its Basic Business Checking and Business Interest Checking accounts. In exchange for an opening deposit of at least $100, Axos will give you $200. However, the offer is only valid for new businesses. The amount of the bonus doubles when the business is incorporated after June 1, 2020.
Five Thirds Free Checking Account
Whether you are a student, a young adult, or an older retiree, Fifth Third Bank offers checking accounts that can meet your financial needs. They are offered in branch, online, or through mobile applications. You can also link a credit card or line of credit to your account. The bank has over 1,100 branches in eleven states and a fee-free ATM network that is nationwide.
Fifth Third Bank offers several checking accounts, ranging from high-yield savings accounts to interest-bearing checking. These accounts offer monthly maintenance fees, but you can avoid them by maintaining certain balances. The savings accounts are free to open, but the maintenance fees can be quite high.
Chase Student Checking Account
Having a student checking account can help students manage their finances. These accounts are a great way to keep track of money and avoid unnecessary fees. Some banks have a minimum balance requirement, which can help you save on monthly fees.
Chase offers a variety of student checking accounts. The Chase College Checking is a good choice for students who plan to do a lot of banking online. It is also ideal for college students who are away from home and commuting to class.
The Chase Student Checking is a convenient option for students, especially if they live in a city that has a large number of Chase bank branches. However, if you live in an area that does not have many Chase branches, you may want to consider another bank.
